Arizona ranks 13th in cost of living for renters, making it one of the most expensive states to rent in the U.S.
In Arizona, a stark financial reality emerges for its residents as they grapple with escalating housing costs. According to a recent report from the National Low Income Housing Coalition, the state’s housing wage—currently set at .18 per hour—stands as the 13th highest in the United States. This benchmark represents the income required for renters to afford a modest two-bedroom apartment without exceeding the widely accepted threshold of spending 30% of their income on housing.
Despite a slight decline in rental prices following significant spikes during the COVID-19 pandemic, affordability remains elusive for many Arizona families. Monthly rental costs for a two-bedroom apartment are hovering around ,778, compelling minimum wage earners, who currently make .70 per hour, to work an astonishing 93 hours each week to meet these financial demands. This figure underscores the growing crisis facing low-income renters who are often caught in a cycle of difficult choices between paying rent and attending to other essential needs, such as food and healthcare.
The National Low Income Housing Coalition’s report, released this year, also highlighted the ongoing struggles of low-income families, emphasizing that insufficient federal housing investments exacerbate these difficulties. The report stated that even as some economic indicators suggest progress, low-income renters are continually faced with impossible decisions regarding their financial obligations.
In a broader national context, the 2025 housing wage is recorded at .63 for a modest two-bedroom apartment, illustrating that rental affordability is a widespread issue affecting many states, not just Arizona. In metropolitan areas like Phoenix, essential service workers, including teachers, firefighters, and police officers, often find themselves unable to afford available rental options, further illustrating the disparity between wages and housing costs.
Although the recent construction boom in the Phoenix area has introduced new apartment buildings to the market, most developments cater to higher-income residents, leaving lower-income families at a disadvantage. Advocates argue that legislative action is crucial, urging Congress to bolster housing programs that provide stability and opportunities for renters, thereby addressing the root causes of housing insecurity.
As Arizona continues to navigate its housing crisis, the need for actionable solutions remains critical for its residents striving for economic stability and security.
